A decade on from the financial crash, Rachel Findlay (Edinburgh Napier University) explores how bankers shafted us, crashing banks and our economies, how they got it so badly wrong and what they could have done differently. The mechanisms behind the worst crash since 1929 are laid bare with blame suitably apportioned to those in charge; politicians, bankers and regulators. A combination of sophisticated information technology and greed led to banks offering loans to many who should never have been enticed into debt. Yet this didnt happen in every country; some were spared the pain.